While developing a customized financial program, we walk you through a step-by-step process that will help make you feel confident in your decisions. The planning process begins with in-depth information gathering with a focus on important relationships, retirement concerns and expectations, lifestyle goals, resources and risk tolerance. Once established, a Financial Goal Plan can be put in place which allows a client centric “play zone” to customize their needs, wants and wish list for retirement and beyond. Budgeting concerns and risk and lifestyle concerns and can be addressed for a full planning experience.
We offer skilled risk profiling, asset allocation and investment selection and can be done via both direct investment and /or investments advisory services. As a Fiduciary, recommendations are derived from interviews with you and will utilize your goals to ensure that they are made with your best interests in mind. Recommended investments may or may not include mutual funds, ETFs, stocks and bonds, alternative investments or annuities. And are monitored and reviewed with you on an ongoing basis.
Whether you’re a small or large business owner or a sole proprietor, the options to start a retirement plan and the information surrounding them can be overwhelming. And they can be expensive! As an independent Financial Advisor, we have the ability to work with any number or plan sponsors and administrators. Whether it’s a traditional 401(k), a profit-sharing plan for your employees or a plan designed specifically for the self-employed, our goal is to make it as smooth and seamless and cost effective as possible. And then educate your employees so that they too can make the best possible choices when saving for their own retirement.
Risk management using insurance is a big part of good financial planning. In addition to income replacement, life insurance, in particular, can help diversify your portfolio, protect late-in-life risks and even has the potential to provide tax benefits. While planning for long term care with long term care insurance becomes more vital than ever with an aging population.
Have questions or want to chat? Feel free to message us by clicking the button below.